We are sharing a specialised part-time consulting opportunity for credit professionals experienced in financial modeling, credit rating analysis, liquidity assessment, covenant review, distressed credit, and structured finance.

This role supports current and upcoming remote consulting opportunities focused on credit research, financial analysis, risk evaluation, capital structure review, and high-quality project execution. Selected professionals will apply their credit expertise to evaluate companies and financing structures, assess liquidity and repayment capacity, interpret credit documentation, and produce clear, well-supported analytical conclusions.

Key Responsibilities

Credit & Financial Modeling

• Build, review, and interpret credit and financial models
• Assess leverage, debt service capacity, interest coverage, and repayment risk
• Analyze historical financial performance, forecasts, and downside scenarios
• Evaluate capital structures and identify key credit strengths and vulnerabilities

Cash Flow, Liquidity & Rating Analysis

• Analyze cash flow generation, liquidity availability, and funding requirements
• Assess refinancing risk, maturity profiles, and short-term liquidity pressures
• Review credit quality using rating methodologies and structured evaluation criteria
• Compare financial performance against relevant industry, market, and credit benchmarks

Covenant, Recovery & Structured Credit Review

• Review loan documents, credit agreements, covenants, baskets, and related provisions
• Identify covenant protections, flexibility, restrictions, and potential credit risks
• Conduct liquidation, recovery, and distressed credit analysis where relevant
• Evaluate structured credit, securitization, collateral, and tranche-level risk considerations

Ideal Profile

Strong candidates may have:

• At least 2 years of professional experience in credit, leveraged finance, restructuring, distressed debt, or a related field
• Experience at a credit hedge fund, private credit firm, investment bank, restructuring advisory firm, distressed debt fund, rating agency, or comparable environment
• Strong understanding of financial statements, debt structures, credit risk, and capital markets
• Practical experience in at least one of the following areas:
  • Credit and financial modeling
  • Credit rating analysis
  • Cash flow and liquidity analysis
  • Covenant analysis
  • Liquidation and recovery analysis
  • Structured credit and securitization analysis
• Ability to communicate complex credit conclusions clearly and support judgments with evidence
• Availability to work at least 10 hours per week depending on project scope

Educational Background

• A degree in finance, accounting, economics, business, mathematics, or a related analytical field is helpful
• Professional experience in credit investing, corporate finance, banking, restructuring, or financial advisory is highly relevant
• Advanced qualifications such as an MBA, CFA, CPA, or equivalent industry training may be valuable
• Equivalent hands-on experience in credit underwriting, investment analysis, or debt advisory is also highly relevant

Nice to Have

• Experience with leveraged loans, high-yield bonds, private credit, or distressed securities
• Familiarity with credit agreements, intercreditor arrangements, and restructuring documentation
• Experience preparing investment committee materials, rating assessments, or credit memoranda
• Knowledge of recovery modeling, enterprise valuation, and waterfall analysis
• Experience evaluating securitized products, structured finance transactions, or asset-backed credit
• Strong Excel-based financial modeling and written analytical skills

Why This Opportunity

• Apply advanced credit expertise to structured remote project work
• Contribute to high-quality financial analysis, credit evaluation, and research workflows
• Work on flexible assignments aligned with credit investing, risk assessment, and financial modeling strengths
• Use your ability to evaluate complex financing situations and communicate conclusions clearly
• Remote structure with competitive hourly compensation

Contract Details

• Independent contractor role
• Fully remote with flexible scheduling
• Eligible professionals may be based in the United States, United Kingdom, Canada, Europe, Australia, or other approved project locations
• Expected commitment of at least 10 hours per week depending on project availability
• Competitive rates between $95–$125 per hour depending on expertise and project scope
• Weekly payments via Stripe or Wise
• Projects may be extended, shortened, or adjusted depending on scope and performance
• Work will not involve access to confidential or proprietary information from any employer, client, or institution

About the Platform

This opportunity is available through 24-MAG LLC. We connect experienced professionals with remote consulting opportunities across technical, evaluation, and project-based workstreams.

By submitting this application, you acknowledge that your information may be processed by 24-MAG LLC for recruitment and opportunity matching in accordance with our Privacy Policy: https://www.24-mag.com/privacy-policy.