Remote | Excess & Specialty Insurance Underwriting Consultant — $80–$100/hour

  • New York, New York, United States
  • Contractor
  • Remote

Job Description:

We are sharing a specialised part-time consulting opportunity for U.S.-based insurance professionals with direct underwriting experience in the Excess & Specialty Insurance market, especially SME and commercial accounts, risk selection, pricing, coverage structuring, and portfolio management.

This role supports current and upcoming remote consulting opportunities focused on specialty insurance underwriting review, SME/commercial risk analysis, underwriting scenario evaluation, domain-specific deliverable creation, peer review, and high-quality project execution. Selected professionals will apply their underwriting expertise to assess realistic insurance scenarios and provide structured input grounded in real market experience.

Key Responsibilities

Professionals in this role may contribute to:

Underwriting Review & Risk Assessment

  • Review scenarios involving SME and commercial risks in the Excess & Specialty Insurance market
  • Assess risk selection, pricing logic, coverage structure, underwriting assumptions, and portfolio implications
  • Apply real-world underwriting judgment to evaluate whether outputs are commercially realistic and technically sound
  • Identify gaps in risk analysis, pricing rationale, coverage reasoning, or market-specific judgment

Specialty Insurance Domain Evaluation

  • Evaluate materials involving specialty insurance lines such as excess casualty, professional liability, management liability, cyber, environmental, excess property, E&S general liability, construction, or transportation specialty risks
  • Review underwriting scenarios involving submissions, exposures, account characteristics, coverage terms, and market appetite
  • Assess whether recommendations align with specialty underwriting standards and commercial risk considerations
  • Provide subject-matter feedback based on direct experience with SME/commercial underwriting

Deliverable Creation & Peer Review

  • Create professional deliverables related to common requests within specialty insurance underwriting
  • Review peer-developed deliverables for accuracy, clarity, completeness, and practical relevance
  • Provide clear written feedback that improves technical quality and underwriting realism
  • Maintain consistent review standards across submitted materials

Ideal Profile

Strong candidates may have:

  • Current location in the United States
  • 3+ years of experience in Excess & Specialty Insurance underwriting, with 5+ years preferred
  • Direct experience underwriting SME or commercial risks
  • Strong understanding of risk selection, pricing, coverage structuring, portfolio management, and market appetite
  • Experience at specialty carriers, MGAs, wholesale brokers, E&S platforms, or similar insurance organizations
  • Ability to evaluate underwriting scenarios with practical market judgment
  • Strong written communication skills and ability to provide clear technical feedback
  • Ability to work independently in a remote, project-based environment

Educational Background

  • Academic backgrounds in insurance, risk management, finance, business, economics, law, accounting, or related fields may be relevant
  • Professional underwriting experience in Excess & Specialty Insurance is especially valuable
  • Insurance designations or training such as CPCU, AU, ARM, RPLU, AINS, or comparable credentials may be helpful depending on project scope

Nice to Have

  • Experience in excess casualty, professional liability, management liability, cyber, environmental, excess property, E&S general liability, construction, or transportation specialty risks
  • Experience reviewing submissions, loss runs, exposure data, coverage forms, pricing indications, underwriting guidelines, or broker materials
  • Experience with portfolio review, risk appetite decisions, account-level underwriting, or specialty market placement
  • Background at leading specialty carriers, MGAs, wholesale brokers, or E&S-focused platforms
  • Availability for an initial short-term pilot with potential follow-on work

Why This Opportunity

  • Apply specialty insurance underwriting expertise to structured remote consulting work
  • Contribute to high-quality underwriting scenario review, domain deliverables, and peer evaluation materials
  • Work on assignments aligned with your Excess & Specialty Insurance, SME/commercial underwriting, and specialty risk background
  • Use your underwriting judgment to evaluate risk selection, pricing, coverage, and portfolio reasoning
  • Remote structure with competitive hourly compensation

Contract Details

  • Independent contractor role
  • Fully remote with flexible scheduling
  • Eligible professionals should be based in the United States depending on project needs
  • Initial pilot duration of approximately one week
  • Expected commitment of approximately 20 hours during the initial pilot depending on project scope
  • Follow-on work may be available depending on project needs and performance
  • Competitive rates between $80–$100 per hour depending on expertise and project scope
  • Weekly payments via Stripe or Wise
  • Projects may be extended, shortened, or adjusted depending on scope and performance
  • Work will not involve access to confidential or proprietary information from any employer, client, or institution

About the Platform

This opportunity is available through 24-MAG LLC. We connect experienced professionals with remote consulting opportunities across technical, evaluation, and project-based workstreams.

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